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Bankroll was founded solely by me. The idea for the app came to me while I was living and working from home during the Covid-19 lockdowns in Auckland, New Zealand in 2020. My flatmates and I started sharing more bills and using a notepad to keep track of what was owed. However, it became challenging when someone owed you money, but you also owed them money. To simplify things, I decided to build an app that could handle the task for us. For legal reasons, I had to register as a Financial Service Provider (FSP), and a penetration test was conducted on the API to ensure that there were no security vulnerabilities.
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I was a one-man band who designed, developed, and engineered everything from the marketing to the mobile app itself. If I were to do it all over again, I would consider partnering with someone who knew more about the industry. This would have potentially resulted in a different outcome.
After working on Bankroll for two years, I decided to shut it down in August 2022. I had lost the passion for the product since I was no longer facing the problem of splitting bills. Additionally, I had invested a significant amount of money into getting it up and running, and it was becoming too costly to maintain.
Despite the outcome, I am proud of what I built and the hard work that went into it. The experience taught me a lot, and it has helped me get to where I am today. The dedication and hard work required to start and finish a project and get it into production are things that I am proud of.